Personal Injury Claim Time Limits

If you’ve been injured in an accident, one of the most important things to know is that there are strict personal injury claim time limits. This means you only have a certain period of time to start your claim for compensation. If you miss this deadline, you could lose your right to claim, even if you have a strong case.

At Claims 24 Hours, we help people every day to understand the rules and take action before time runs out.

What Is the Usual Time Limit for Making a Personal Injury Claim?

In most cases, you have three years from the date of the accident to start your claim. This is set by law under the Limitation Act 1980.

This three-year period usually begins:

On the date of the accident
Or, the date you first realised your injury was caused by the accident (known as the date of knowledge)

If you don’t start a claim before this deadline, you may not be able to get compensation.

Are There Exceptions to the Three-Year Rule?

Yes. While the general rule is three years, there are important exceptions:

Children – If the injured person is under 18, the three-year limit starts on their 18th birthday. This means they have until their 21st birthday to make a claim.
Mental capacity – If someone lacks the mental ability to make a claim, there may be no time limit until they recover.
Fatal accidents – In cases where someone has died, the family usually has three years from the date of death or the date a post-mortem confirmed the cause.
Industrial disease – For illnesses like asbestos-related conditions, the three years begin from when the condition is diagnosed and linked to past exposure.

Why Are Personal Injury Claim Time Limits Important?

Time limits exist to make sure claims are dealt with while evidence is still fresh. Waiting too long can make it harder to gather witness statements, medical reports, and accident details.

That’s why it’s always better to start your claim as soon as possible. Even if you’re unsure if you have a case, it’s worth getting advice early.

Can I Claim After the Deadline?

In rare cases, the courts may allow a claim to go ahead after the deadline. This is called court discretion, but it’s not guaranteed and only applies in exceptional circumstances.

For example, if you didn’t know your illness was linked to work until years later, the court may allow your case to proceed.

How Do I Know If I’m Still Within Time to Claim?

If you’re unsure whether you are still within the time limit, speak to a solicitor straight away. At Claims 24 Hours, we check the details of your case quickly and let you know where you stand.

What Happens If I Miss the Time Limit?

If the deadline has passed, it’s likely your claim will not be allowed. However, if your case involves special circumstances, it’s still worth seeking advice. In some cases, exceptions may apply.

Steps to Take Before Time Runs Out

To make sure you don’t miss your chance, here’s what you should do:

Contact a solicitor as soon as possible
Keep a record of your accident and injuries
Collect evidence like photos, medical records, or witness details
Don’t delay medical treatment – this strengthens your case

The earlier you start, the stronger your claim will be.

FAQs – Personal Injury Claim Time Limits

What is the standard time limit for a personal injury claim?
Usually three years from the date of the accident.

Can children make a personal injury claim?
Yes, but the time limit doesn’t start until they turn 18. Parents or guardians can claim on their behalf earlier.

Are there time limits for work-related illnesses?
Yes, usually three years from the date of diagnosis or the date the illness was linked to work.

Can courts extend the time limit?
Yes, but only in rare cases where it would be unfair not to allow the claim.

Do I need to start court proceedings before the deadline?
Yes, it’s not enough to just start discussions – formal proceedings must begin before the limit expires.

What if I’m not sure when the time limit ends?
Speak to a solicitor immediately to avoid missing your chance to claim.

Conclusion

Understanding personal injury claim time limits is vital. In most cases, you have three years to begin your claim, but there are exceptions for children, serious illnesses, and mental capacity cases.

At Claims 24 Hours, we make sure you don’t miss out. With our no win no fee service, you can take action today without financial risk.

Don’t wait until it’s too late – contact us now to check your time limit and start your claim.