How Much Could You Claim?

One of the first questions people ask after an accident is: How much could you claim? The answer depends on your injuries, how the accident happened, and how it has affected your daily life.

At Claims 24 Hours, we understand that no two injuries are the same. Even if you had a medical condition before your accident, you may still be entitled to compensation if the accident made your condition worse or caused new injuries.

Compensation for New and Existing Injuries

Some people think they cannot make a claim if they already had health problems before the accident. This is not true. The law protects you even if you were more vulnerable than others.

For example:

If you had back pain before, but the accident made it worse, you can still claim.

If you suffered stress before, but the accident caused severe anxiety, you may be entitled to compensation.

If a broken bone took longer to heal because of an existing condition, this is still part of your claim.

What Compensation Covers

When working out how much you could claim, two main types of damages are considered:

• General damages – For pain, suffering, and loss of enjoyment of life.
• Special damages – For financial losses, such as lost wages, travel costs, medical expenses, or home adjustments.

The total amount you receive will depend on both types of damages.

Factors That Affect Compensation Amounts

The amount you could claim is influenced by several factors, including:

• The seriousness of your injury
• How long your recovery takes
• Whether your condition has permanent effects
• The impact on your work and income
• The care or support you now need
• Medical evidence linking the accident to your injuries

Every case is unique, so two people with similar injuries may receive different amounts.

Examples of Injury Compensation Ranges

While every case is different, guidelines from the Judicial College give an idea of what claims may be worth:

• Minor whiplash: from a few hundred pounds to a few thousand
• Moderate back injury: several thousand to tens of thousands
• Serious head or brain injury: can reach hundreds of thousands
• Psychological harm: from a few thousand to very high awards, depending on severity

Your solicitor will use these guidelines, along with medical reports, to estimate your claim’s value.

How Pre-Existing Conditions Are Treated

Insurance companies often try to argue that your injuries are only due to your old condition. However, the law says you can still claim if:

• The accident made your condition worse
• The accident caused new injuries alongside your existing issues

Your solicitor will gather medical evidence to prove how the accident affected your health.

Proving Your Claim

To prove how much you could claim, your solicitor may use:

• Medical reports from doctors or specialists
• Past medical records showing your condition before the accident
• Witness statements about how your life has changed
• Financial records showing lost income and extra expenses

The stronger the evidence, the higher your chances of securing full compensation.

Why Legal Advice Matters

Without expert advice, insurers may undervalue your claim, especially if you had pre-existing conditions. At Claims 24 Hours, our team ensures:

• Every part of your injury is considered
• Your past condition is fairly assessed
• You receive the maximum amount possible

FAQs – How Much Could You Claim?

Can I claim if I already had a medical condition?
Yes. You can still claim if the accident made your condition worse or caused new injuries.

Do pre-existing conditions reduce compensation?
Not always. The key is proving how the accident made your condition worse.

Is there a set amount for compensation?
No. The amount depends on your injuries, recovery, and financial losses.

Will my claim take longer with a pre-existing condition?
It can take longer, as medical experts may need to review your past health records.

Can insurers deny my claim because of my old condition?
They may try, but with strong medical evidence, your solicitor can challenge this.

Conclusion

So, how much could you claim? The answer depends on your injuries, recovery, financial losses, and how your accident has affected your life. Even if you had health problems before, you may still have a strong case for compensation if the accident made things worse.

At Claims 24 Hours, we fight to ensure clients receive the maximum compensation they deserve, no matter their medical history. With our no win no fee promise, you can start your claim today with confidence.